Retirement & 401(k) Solutions
A 401(k) solution tailored to your employees' individuality.
Empower your workforce with our Hyper-Personalized 401(k) Solution — a cutting-edge retirement plan solution designed to meet the unique needs of every employee. By leveraging advanced data analytics and AI-driven insights, our solution delivers tailored investment recommendations, personalized education, and adaptive contribution strategies, helping your team maximize their retirement readiness.
Key Features
Eight capabilities that make personalization the default.
Individualized Investment Guidance
Employees receive customized portfolio suggestions based on their financial goals, risk tolerance, and life stage, ensuring smarter investment decisions.
Dynamic Contribution Optimization
Automated recommendations help employees adjust their savings rates to maximize employer matches and tax advantages.
Personalized Education & Engagement
Interactive tools and content adapt to each participant's knowledge level and preferences, boosting confidence and participation.
Seamless Integration
Easily integrates with your existing payroll and HR systems for smooth administration and reporting.
Compliance & Security
Built to meet all regulatory requirements with robust data protection measures.
Goal Tracking & Progress Monitoring
Real-time dashboards that provide clear insights into each participant's retirement readiness and milestones.
Financial Wellness Integration
Tools and educational resources tailored to each participant's financial situation, helping them make informed decisions beyond just their 401(k).
Dedicated Support
Participant access to financial advisors who understand their personalized plan and can provide guidance when needed.
Transform your 401(k) offering into a truly personalized experience that supports your employees' financial futures — all while simplifying plan management for your HR team.
Ready to personalize your 401(k)?
Schedule a free consultation with a Cognis fiduciary advisor.
Schedule Consultation